The Finance Calculator for Your Website
Real broker rates on every listing, budget search for your buyers, and more finance proposals, from the website you already have.
Included in Essentials — £149/month + VAT
Every car.
Every car.
Priced by the month.
Real broker rates on every listing, budget search for your buyers, and more finance proposals — from the website you already have.
Ford Focus ST-Line
2020 · 35,000 miles · Petrol
Finance this car
£233 a month
HP on the same car: £328/mo
- Total credit
- £12,745
- Optional final payment
- £5,713
- Total payable
- £19,140
Illustrative example only — not a quote. Not a representative example. Figures are worked out at an illustrative 11.4% APR to show how the calculator behaves; on your site, buyers see real quotes from your lender panel.
Illustrative — demo data, not a quote or a representative example.
PCP and HP · Apply without leaving your site · Free onboarding · Cancel any time, monthly rolling
The problem
Shoppers don't buy a price. They buy a monthly payment.
Most used cars leave the forecourt on finance — but most dealer websites still lead with a cash price. If a buyer can't picture the monthly cost, they don't enquire. They bounce to a portal, or to the dealer whose site does the maths for them.
£250/mo
is how buyers think — not £14,995.
60 sec
from browsing a car to a started finance application on your own site.
Days
to go live — one integration by your existing web provider.
What your customers see
Shop by affordability — the way buyers actually think
Move the budget slider. Cars over budget dim, so buyers stay on your site instead of leaving to do the maths.
Used cars in stock
4 of 6 cars under your budget
- Over budget
Ford Focus ST-Line
2020 · 35,000 miles · Petrol
£14,995 cash£233 per month - Over budget
Vauxhall Corsa GS
2022 · 21,000 miles · Petrol
£13,750 cash£219 per month - Over budget
VW Golf Match
2021 · 28,000 miles · Petrol
£18,995 cash£299 per month - Over budget
Kia Sportage 2
2020 · 41,000 miles · Diesel
£15,495 cash£246 per month - Over budget
Nissan Qashqai
2022 · 19,000 miles · Petrol
£21,450 cash£331 per month - Over budget
SEAT Ateca SE
2021 · 33,000 miles · Petrol
£15,250 cash£238 per month
Illustrative — demo stock and figures from our brochure, not quotes or representative examples.
A monthly badge on every card
A real quote from your panel — cached per vehicle, always current.
A budget slider
“Under £250 a month” filters your whole forecourt instantly.
Over-budget stock dims
Buyers stay on your site instead of leaving to do the maths.
Where it appears
Your whole forecourt, priced by the month
On the website you already have — listings and vehicle pages.
Every listing
A monthly price on every listing card, plus budget search across your stock.
The vehicle page
Buyers tune deposit, term and mileage, then apply — without leaving your site.
Wherever your promotions are
The Representative APR widget drops in next to the calculator on any page.
Every vehicle, once approved
After an in-principle decision, buyers see their real approved rates on every car they look at. Available on eligible lender approvals.
Everything included
They tune it. Then they apply.
A finance calculator powered by your full lender panel — so what a shopper sees on your site is what they can actually get.
Live monthly payment, PCP and HP
Updates instantly as buyers adjust deposit, term and mileage.
Budget search
“Under £250 a month” filters your whole forecourt instantly, and over-budget stock dims.
Credit-band view
An optional Good / Fair / Poor toggle shows indicative rates before applying.
Apply in place
The application starts right there. No bounce to a third-party site.
Styled as your site
Colours and branding pull from your dashboard automatically. It looks like your site — not a bolt-on widget.
Your connected lender panel
Your connected lender panel is quoted on every vehicle — PCP and HP, live. Bring Codeweavers rates in too.
Best payment wins
The lowest monthly payment and APR surface automatically. How it's displayed is configurable, not fixed.
Representative APR widget
Renders a representative example to FCA CONC App 1.2.6R, placed wherever your promotions need it.
Nothing for you to run
No new logins, no maintenance. It quotes and updates in the background.
The part nobody else does
Approved once. Their real rate on every car.
After a customer gets an in-principle decision, the same widget switches to their actual approved lender quotes — real APR, real monthly, on whatever vehicle they look at next. It turns a browser into a buyer.
- Real approved APR
- Every vehicle on site
- One-click checkout
Available on eligible lender approvals.
You're approved — your real ratesShowing your personal quotes on every vehicle
- Lender 1BEST MONTHLYPCP · 48 months · £1,500 deposit£2289.9% APR
- Lender 2PCP · 48 months · £1,500 deposit£24111.2% APR
- Lender 3HP · 48 months · £1,500 deposit£25212.4% APR
Illustrative — the shopper's own approved quotes, not representative examples.
FCA compliance, handled
Compliant by design
Alongside the calculator, our Representative APR widget renders a compliant representative example computed to the FCA CONC formula — placed wherever your promotions need it.
- Representative example to FCA CONC App 1.2.6R
- Drops in next to the calculator on any page
- Your team updates APRs — no developer needed
Where responsibility sits
We provide the tooling. Sign-off of APR values, placement and the customer journey stays with your dealership's own compliance function — as the rules require. We just make compliant the easy path.
How it works
Live in three steps
Keep the website you've got. Your web provider adds it once; after that it's a settings change, not a project.
1
We activate your account
You get a dealer ID and a branded calculator pre-configured to your rates and panel.
2
Your web provider adds it
One script, one tag per vehicle — we hand them the full integration guide.
3
Live across your site
Monthly pricing on every listing, budget search, apply-in-place and the Representative APR widget.
- Works with any website. One small piece of code your provider already knows how to add.
- Your branding, automatically. It looks like your site — not a bolt-on widget.
- Nothing for you to run. No new logins, no maintenance.
- Live in days. We hand your provider the integration guide and a dealer ID. That's the setup.
Questions dealers ask
Calculator, answered
Do I need a new website?
No. We're not here to replace your website — we'd rather make the finance journey on it work harder. Your web provider adds it once; after that it's a settings change, not a project.
What does my web provider have to do?
Add one script, plus one tag per vehicle. We hand them the full integration guide and your dealer ID — that's the setup.
How long does it take to go live?
Days. It's one integration by your existing web provider.
Does it quote PCP and HP?
Yes. The monthly payment updates instantly as buyers adjust deposit, term and mileage, for PCP and HP, with your whole lender panel quoted on every vehicle.
Where do the rates come from?
Your connected lender panel is quoted on every vehicle, and you can bring Codeweavers rates in too. The lowest monthly payment and APR surface automatically, and how they're displayed is configurable.
Related: Lending Hub
Do customers leave my site to apply?
No. The application starts right there on the vehicle page — no bounce to a third-party site.
Will it look like my website?
Yes. Colours and branding pull from your dashboard automatically, so it looks like your site, not a bolt-on widget.
How does it handle FCA compliance?
Alongside the calculator, the Representative APR widget renders a representative example to FCA CONC App 1.2.6R, and your team can update APRs without a developer. Sign-off of APR values, placement and the customer journey stays with your dealership's own compliance function.
What happens once a customer is approved?
After an in-principle decision, the same widget switches to their actual approved lender quotes — real APR and real monthly payment — on every vehicle they look at, with one-click checkout. Available on eligible lender approvals.
Is the calculator included in Essentials?
Yes. The website finance calculator is part of Lending Hub in Essentials, alongside Enquiry Hub, for £149/month + VAT.
Related: Pricing
Connected by design
Part of Essentials
The calculator is included in Essentials — £149/month + VAT. It sits inside Lending Hub, next to Enquiry Hub — so a website enquiry can continue into a digital application, connected to the lender and the payout.
Brochure
Put a monthly price on every car
See how the finance calculator works on the website you already have.
Ready when you are
Let's put a monthly price on every car.
Sell more cars, waste less time — with the website you already have.
What happens next
No queues, no pressure, no surprise charges. Here's exactly how it goes:
Book your demo
Either way, a real human gets back to you — within one working day.
Prefer to talk? WhatsApp us on +44 7832 622882 or email support@autofintech.co.uk