/* MotorSales.AI /dev: "No FCA licence?" page styles on the v2 palette (styles.css :root + v2.css .v2t tokens). Vanilla CSS, page-scoped (nf-*).
   Type, spacing (--section-y), 18px cards and shadows follow v2. Motion: transform/opacity only, one-off reveals plus a slow
   background drift, all switched off under prefers-reduced-motion. */
.nf{--nf-mist:var(--on-ink-soft);--nf-dim:var(--on-ink-faint);--nf-line:rgba(255,255,255,.1)}
.nf-dark{position:relative;overflow:hidden;background:var(--ink);color:var(--line);isolation:isolate}
.nf-dark h2,.nf-dark h3{color:var(--white)}
.nf-dark .kicker,.nf-dark .kicker-sm{color:var(--hot)}
.nf-dark .lede{color:var(--nf-mist)}
/* Same text gradient as v2's .hero .grad-text */
.nf-grad{background:linear-gradient(90deg,var(--hot),#A66BFF);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}

/* Aurora: three soft blobs drifting slowly behind a section */
.nf-aurora{position:absolute;inset:0;z-index:-1;pointer-events:none;overflow:hidden}
.nf-aurora i{position:absolute;display:block;border-radius:50%;filter:blur(70px);opacity:.45;will-change:transform}
.nf-aurora i:nth-child(1){width:46vw;height:46vw;max-width:680px;max-height:680px;left:-10%;top:-22%;background:radial-gradient(circle,var(--pink),transparent 68%);animation:nfDrift1 32s ease-in-out infinite alternate}
.nf-aurora i:nth-child(2){width:42vw;height:42vw;max-width:620px;max-height:620px;right:-8%;top:-8%;background:radial-gradient(circle,var(--purple),transparent 68%);animation:nfDrift2 38s ease-in-out infinite alternate}
.nf-aurora i:nth-child(3){width:38vw;height:38vw;max-width:560px;max-height:560px;left:34%;bottom:-30%;background:radial-gradient(circle,var(--hot),transparent 68%);opacity:.3;animation:nfDrift3 44s ease-in-out infinite alternate}
.nf-gridbg{position:absolute;inset:0;z-index:-1;pointer-events:none;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;-webkit-mask-image:radial-gradient(ellipse 70% 60% at 50% 40%,#000,transparent 75%);mask-image:radial-gradient(ellipse 70% 60% at 50% 40%,#000,transparent 75%)}
@keyframes nfDrift1{to{transform:translate3d(8%,6%,0) scale(1.06)}}
@keyframes nfDrift2{to{transform:translate3d(-9%,8%,0) scale(1.04)}}
@keyframes nfDrift3{to{transform:translate3d(-7%,-7%,0) scale(1.08)}}

/* ---------- Hero (left-aligned, v2 eyebrow + h1) ---------- */
.nf-hero{padding:80px 0 var(--section-y)}
.nf-hero-copy{max-width:940px}
.nf-hero h1{margin:0;color:var(--white);font-family:Montserrat,'Montserrat Fallback',system-ui,sans-serif;font-weight:900;font-size:clamp(40px,5.4vw,72px);line-height:1;letter-spacing:-.04em}
.nf-hero h1 .nf-grad{display:block}
.nf-hero .lede{margin:24px 0 0;max-width:62ch;font-size:clamp(17px,1.35vw,19px);line-height:1.6;color:var(--nf-mist)}
.nf-status{display:flex;gap:14px;align-items:flex-start;margin:28px 0 0;max-width:68ch;padding:16px 18px;border-radius:16px;border:1px solid var(--nf-line);background:linear-gradient(135deg,rgba(255,255,255,.07),rgba(255,255,255,.02));-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);font-size:15px;line-height:1.55;font-weight:600;color:var(--line)}
.nf-status svg{flex:none;width:22px;height:22px;margin-top:1px;color:var(--hot)}
.nf-ctas{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:32px}
.nf-btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:56px;padding:0 26px;border-radius:14px;background:linear-gradient(135deg,var(--hot),var(--pink) 55%,var(--pink-text));color:var(--white);font:800 16px/1 'Open Sans',system-ui,sans-serif;text-decoration:none;box-shadow:var(--e-pink),inset 0 1px 0 rgba(255,255,255,.25);transition:transform .2s}
.nf-btn:hover{color:var(--white);transform:translateY(-2px)}
.nf-btn svg{width:18px;height:18px;transition:transform .2s}
.nf-btn:hover svg{transform:translateX(3px)}
.nf-link{color:var(--white);font-weight:700;text-decoration:underline;text-decoration-color:rgba(255,255,255,.35);text-underline-offset:5px;text-decoration-thickness:1px}
.nf-link:hover{color:var(--white);text-decoration-color:var(--hot)}
.nf-ilink{text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}

/* Icon tile (feature cards) */
.nf-ico{position:relative;z-index:1;flex:none;display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:var(--grad);color:var(--white);box-shadow:var(--e-pink)}
.nf-ico svg{width:26px;height:26px}

/* ---------- Section heads (h2 size, tracking and line height come from v2's .h2) ---------- */
.nf-sec{padding:var(--section-y) 0}
.nf-head{max-width:820px}
.nf-head.nf-c{margin:0 auto;text-align:center}
.nf-head .h2{margin-top:10px}
.nf-head .lede{margin-top:18px;font-size:clamp(17px,1.3vw,19px);line-height:1.6}
.nf-head.nf-c .lede{margin-left:auto;margin-right:auto;max-width:64ch}

/* ---------- How it works ---------- */
.nf-steps{position:relative;display:grid;grid-template-columns:minmax(0,1fr);gap:22px;margin-top:56px;counter-reset:nf}
@media (min-width:900px){.nf-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:26px}}
.nf-steps::before{content:"";position:absolute;left:8%;right:8%;top:44px;height:2px;background:var(--grad);transform-origin:left;transform:scaleX(var(--nf-draw,1));transition:transform 1.2s cubic-bezier(.2,.8,.2,1) .2s;display:none}
@media (min-width:900px){.nf-steps::before{display:block}}
.nf-step{position:relative;padding:28px 26px 30px;border-radius:18px;background:var(--white);border:1px solid var(--line);box-shadow:var(--e2);transition:transform .25s,box-shadow .25s}
.nf-step:hover{transform:translateY(-2px);box-shadow:var(--e3)}
.nf-num{position:relative;display:grid;place-items:center;width:64px;height:64px;border-radius:20px;background:var(--grad);color:var(--white);font:900 26px/1 Montserrat,system-ui,sans-serif;box-shadow:var(--e-pink)}
.nf-step h3{margin-top:22px;font-size:22px;line-height:1.25;color:var(--ink)}
.nf-step p{margin-top:8px;font-size:16px;line-height:1.6;color:var(--ink-soft)}

/* ---------- Costs: Direct vs IAR ---------- */
.nf-costs{padding:var(--section-y) 0}
.nf-vs{position:relative;display:grid;grid-template-columns:minmax(0,1fr);gap:28px;margin-top:56px;align-items:stretch}
@media (min-width:960px){.nf-vs{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px}}
.nf-vs-badge{display:none}
@media (min-width:960px){.nf-vs-badge{display:grid;place-items:center;position:absolute;z-index:3;left:50%;top:50%;width:64px;height:64px;margin:-32px 0 0 -32px;border-radius:50%;background:var(--ink);border:1.5px solid rgba(255,255,255,.18);color:var(--white);font:900 18px/1 Montserrat,system-ui,sans-serif;letter-spacing:-.02em;box-shadow:0 0 0 8px var(--ink)}}
.nf-card{position:relative;display:flex;flex-direction:column;border-radius:18px;padding:30px 28px 26px;min-width:0}
.nf-card-d{background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.02));border:1px solid var(--nf-line)}
.nf-card-i{background:linear-gradient(180deg,var(--ink-2),var(--ink)) padding-box,var(--grad) border-box;border:1.5px solid transparent}
.nf-card-h{display:flex;align-items:flex-start;gap:14px}
.nf-card-ico{flex:none;display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);color:var(--on-ink-soft)}
.nf-card-i .nf-card-ico{background:var(--grad);border:0;color:var(--white);box-shadow:var(--e-pink)}
.nf-card-ico svg{width:24px;height:24px}
.nf-card h3{font-size:var(--t-h3);line-height:1.15}
.nf-card-sub{margin-top:6px;font-size:14px;line-height:1.4;font-weight:600;color:var(--nf-dim)}
.nf-card-i .nf-card-sub{color:var(--pink-line)}
.nf-save{position:absolute;top:-16px;right:22px;padding:9px 14px;border-radius:999px;background:var(--green);color:var(--ink);font:900 13px/1 Montserrat,system-ui,sans-serif;letter-spacing:.6px}
.nf-rows{list-style:none;margin:22px 0 0;padding:0}
.nf-row{display:flex;align-items:center;gap:14px;padding:15px 0;border-top:1px solid rgba(255,255,255,.08)}
.nf-row-t{flex:1;min-width:0}
.nf-row-t b{display:block;color:var(--white);font:700 16px/1.3 'Open Sans',system-ui,sans-serif}
.nf-row-t span{display:block;margin-top:2px;font-size:13.5px;line-height:1.4;color:var(--nf-dim)}
.nf-amt{flex:none;font:800 17px/1 Montserrat,system-ui,sans-serif;letter-spacing:-.01em;color:var(--pink-line);white-space:nowrap;font-variant-numeric:tabular-nums}
.nf-card-i .nf-amt{display:inline-flex;align-items:center;gap:8px;color:var(--white)}
.nf-card-i .nf-amt::before{content:"";width:20px;height:20px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.nf-total{margin-top:auto;padding-top:20px}
.nf-total-in{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;padding:20px 20px 18px;border-radius:18px;background:rgba(255,255,255,.05);border:1px solid var(--nf-line)}
.nf-card-i .nf-total-in{background:linear-gradient(135deg,color-mix(in srgb,var(--hot) 18%,transparent),color-mix(in srgb,var(--purple) 22%,transparent));border-color:color-mix(in srgb,var(--hot) 35%,transparent)}
.nf-total-in b{display:block;color:var(--white);font:800 18px/1.25 Montserrat,system-ui,sans-serif}
.nf-total-in .nf-row-t span{color:var(--nf-mist)}
.nf-big{flex:none;text-align:right}
.nf-big strong{display:block;font:900 clamp(26px,2.6vw,36px)/1 Montserrat,system-ui,sans-serif;letter-spacing:-.035em;color:var(--white);white-space:nowrap;font-variant-numeric:tabular-nums}
.nf-card-d .nf-big strong{color:var(--hot)}
.nf-big small{display:block;margin-top:6px;font-size:12.5px;font-weight:700;color:var(--nf-dim)}
.nf-card-i .nf-big strong{font-size:clamp(40px,4vw,54px);background:linear-gradient(90deg,var(--white),var(--pink-line));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.nf-card-i .nf-big small{color:var(--pink-line)}
.nf-choose{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 32px;margin-top:44px;padding:28px 30px;border-radius:18px;background:linear-gradient(120deg,color-mix(in srgb,var(--pink) 22%,transparent),color-mix(in srgb,var(--purple) 18%,transparent));border:1px solid color-mix(in srgb,var(--hot) 25%,transparent)}
.nf-choose h3{font-size:var(--t-h3)}
.nf-choose p{margin-top:6px;color:var(--nf-mist);font-size:17px}
.nf-src{margin-top:16px;font-size:12.5px;line-height:1.5;color:var(--on-ink-faint);max-width:90ch}

/* Rows reveal one after another once the cards scroll in */
.js .nf-stag > *{transition:opacity .45s ease,transform .45s cubic-bezier(.2,.8,.2,1);transition-delay:calc(var(--i,0) * 70ms + 120ms)}
.js .nf-r:not(.is-in) .nf-stag > *{opacity:0;transform:translateX(-8px)}
.js .nf-card-i.nf-r:not(.is-in) .nf-stag > *{transform:scale(.98)}

/* ---------- Who it's for ---------- */
.nf-fit{display:grid;grid-template-columns:minmax(0,1fr);gap:22px;margin-top:48px}
@media (min-width:860px){.nf-fit{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}}
.nf-fit-card{position:relative;padding:32px 30px;border-radius:18px;background:var(--white);border:1px solid var(--line);box-shadow:var(--e2);overflow:hidden;transition:transform .25s,box-shadow .25s}
.nf-fit-card::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--grad)}
.nf-fit-card.is-alt::before{background:linear-gradient(90deg,var(--line-strong),var(--line))}
.nf-fit-card:hover{transform:translateY(-2px);box-shadow:var(--e3)}
.nf-fit-ico{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:var(--pink-tint);color:var(--pink)}
.nf-fit-card.is-alt .nf-fit-ico{background:var(--line);color:var(--ink-soft)}
.nf-fit-ico svg{width:26px;height:26px}
.nf-fit-card h3{margin-top:20px;font-size:22px;line-height:1.25;color:var(--ink)}
.nf-fit-card p{margin-top:8px;font-size:16px;line-height:1.6;color:var(--ink-soft)}

/* ---------- Features (dark) ---------- */
.nf-feats{display:grid;grid-template-columns:minmax(0,1fr);gap:18px;margin-top:52px}
@media (min-width:700px){.nf-feats{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1100px){.nf-feats{grid-template-columns:repeat(4,minmax(0,1fr))}}
.nf-feat{position:relative;padding:28px 24px;border-radius:18px;background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.02));border:1px solid var(--nf-line);transition:transform .25s,border-color .25s}
.nf-feat:hover{transform:translateY(-2px);border-color:color-mix(in srgb,var(--hot) 45%,transparent)}
.nf-feat .nf-ico{width:52px;height:52px;border-radius:15px}
.nf-feat h3{margin-top:20px;font-size:19px;line-height:1.3}
.nf-feat p{margin-top:8px;font-size:15px;line-height:1.6;color:var(--nf-mist)}

/* ---------- FAQ ---------- */
.nf-faq .faq{margin-left:auto;margin-right:auto}
.nf-faq .faq a{text-decoration:underline;text-underline-offset:2px}

/* ---------- Apply (dark band): copy + trust points beside a clean white form card ----------
   The DealerVerify iframe sizes itself (min 640px, then its own content height, scrolling="no"),
   so the card just wraps it: no fixed height, no inner scroll, nothing clipped. */
.nf-apply{padding:var(--section-y) 0}
.nf-apply-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:40px}
@media (min-width:1100px){.nf-apply-grid{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:64px;align-items:start}
  .nf-apply-copy{position:sticky;top:120px;padding-top:28px}}
.nf-apply-copy .h2{margin-top:10px}
.nf-apply-copy .lede{margin-top:16px;font-size:clamp(17px,1.3vw,19px);line-height:1.6}
.nf-apply-pts{display:grid;gap:12px;margin:28px 0 0;padding:0;list-style:none}
@media (min-width:721px) and (max-width:1099px){.nf-apply-copy{max-width:640px;margin:0 auto;text-align:center}.nf-apply-pts{display:inline-grid;justify-items:start;text-align:left}.nf-form-wrap{max-width:760px;margin:0 auto;width:100%}}
.nf-apply-pts li{display:flex;align-items:flex-start;gap:12px;color:var(--line);font-size:16px;line-height:1.45;font-weight:600}
.nf-apply-pts svg{flex:none;width:24px;height:24px;padding:5px;border-radius:50%;background:var(--grad);color:var(--white)}
.nf-small{margin:28px 0 0;padding-top:20px;border-top:1px solid var(--nf-line);font-size:14px;line-height:1.55;color:var(--nf-dim)}
.nf-small a{color:var(--white);text-decoration:underline}
.nf-apply-q{margin-top:14px;font-size:15px;color:var(--nf-mist)}
.nf-apply-q a{color:var(--white);font-weight:700;text-decoration:underline;text-decoration-color:var(--hot);text-underline-offset:4px}
.nf-apply-intro{max-width:780px;margin:0 auto;text-align:center}
.nf-apply-intro .lede{max-width:62ch;margin-left:auto;margin-right:auto}
.nf-apply-intro .nf-apply-pts{display:inline-grid;justify-items:start;text-align:left}
.nf-apply-actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:18px 24px;margin-top:32px}
.nf-apply-page{padding-top:56px}
.nf-apply-page .nf-apply-grid{align-items:start}
.nf-apply-page h1{color:var(--white)}
.nf-apply-back{display:inline-flex;align-items:center;gap:8px;margin-bottom:22px;color:var(--pink-line);font-weight:700;text-decoration:none}
.nf-apply-back:hover{color:var(--white)}
.nf-apply-back svg{width:18px;height:18px}
.nf-form-wrap{position:relative;min-width:0}
.nf-form-card{position:relative;background:var(--white);border-radius:18px;box-shadow:var(--e3),0 0 0 1px rgba(255,255,255,.08);overflow:hidden;color:var(--ink)}
.nf-form-top{display:flex;align-items:center;gap:12px;margin:0;padding:14px 22px;border-bottom:1px solid var(--line);background:var(--paper);font:700 13px/1.2 'Open Sans',system-ui,sans-serif;letter-spacing:.4px;text-transform:uppercase;color:var(--ink-faint)}
.nf-form-dots{display:flex;gap:6px}.nf-form-dots i{width:9px;height:9px;border-radius:50%;background:var(--line-strong)}.nf-form-dots i:first-child{background:var(--hot)}
.nf-form{position:relative;min-height:652px;padding:6px}
.nf-form iframe{display:block;width:100%;border:0}
.nf-wait{padding:64px 16px;text-align:center;color:var(--ink-faint)}
.nf-msg{margin:12px 12px 16px;padding:16px 20px;border-radius:12px;background:var(--pink-tint);border:1px solid var(--pink);color:var(--ink)}
.nf-msg a,.nf-done a{text-decoration:underline}
.nf-done{padding:48px 16px;text-align:center}
.nf-done h3{font-size:28px;margin-bottom:8px;color:var(--ink)}

/* ---------- Talk to us + notice ---------- */
.nf-talk{display:grid;grid-template-columns:minmax(0,1fr);gap:28px;align-items:center;padding:40px;border-radius:18px;background:var(--white);border:1px solid var(--line);box-shadow:var(--e2)}
@media (min-width:900px){.nf-talk{grid-template-columns:minmax(0,1.3fr) auto;gap:40px}}
.nf-talk .h2{margin-top:8px}
.nf-talk .lede{margin-top:12px;font-size:17px;line-height:1.6}
.nf-talk-ctas{display:flex;flex-wrap:wrap;gap:12px}
.nf-btn-o{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 24px;border-radius:14px;border:1.5px solid var(--pink);color:var(--pink-text);font:800 16px/1 'Open Sans',system-ui,sans-serif;text-decoration:none;transition:background .2s,color .2s}
.nf-btn-o:hover{background:var(--pink);color:var(--white)}
.nf-notice{max-width:900px;margin:0 auto;padding:24px 26px;border:1px solid var(--line);border-radius:18px;background:var(--white)}
.nf-notice h2{font-size:18px;margin-bottom:8px;letter-spacing:-.01em}
.nf-notice p{font-size:14px;line-height:1.6;color:var(--ink-soft)}
.nf-info{padding:0 0 var(--section-y)}
.nf-soft{background:var(--paper)}

/* ---------- Reveal ---------- */
.js .nf-r{transition:opacity .6s ease,transform .6s cubic-bezier(.2,.8,.2,1);transition-delay:calc(var(--d,0) * 90ms)}
.js .nf-r:not(.is-in){opacity:0;transform:translateY(16px)}
.js .nf-steps:not(.is-in){--nf-draw:0}

.mobile-cta.nf-off,.mobile-cta.nf-off-hero{transform:translateY(140%);opacity:0;pointer-events:none}

/* ---------- Phones (section padding follows v2's --section-y) ---------- */
@media (max-width:720px){
  .nf-hero{padding-top:48px}
  .nf-card{padding:26px 18px 20px}
  .nf-row{gap:10px}
  .nf-amt{font-size:15px}
  .nf-total-in{flex-direction:column;align-items:flex-start;padding:18px 16px}
  .nf-big{text-align:left}
  .nf-choose{padding:24px 20px}
  .nf-choose .nf-btn{width:100%}
  .nf-ctas .nf-btn{width:100%}
  .nf-apply-pts li{font-size:15px}
  .nf-apply-actions .nf-btn{width:100%}
  .nf-apply-actions .nf-link{text-align:center}
  .nf-form-top{padding:12px 16px}
  .nf-form{padding:0}
  .nf-talk{padding:28px 20px}
  .nf-talk-ctas a{width:100%}
}

@media (prefers-reduced-motion:reduce){
  .nf-aurora i{animation:none!important}
  .js .nf-r,.js .nf-r:not(.is-in),.js .nf-stag > *,.js .nf-r:not(.is-in) .nf-stag > *{opacity:1!important;transform:none!important;transition:none!important}
  .nf-steps::before{transform:none;transition:none}
  .nf-step,.nf-fit-card,.nf-feat,.nf-btn,.nf-btn svg{transition:none}
}